CD Rates
|
Time Certificate of Deposit Rates
APY & Interest Rates Effective April 30, 2013. |
Term |
APY* |
Interest Rate |
Minimum Deposit
|
| 3 Months |
0.15% |
0.15% |
$1000.00 |
| 6 Months |
0.35% |
0.35% |
$1000.00 |
| 12 Months |
0.40% |
0.40% |
$1000.00 |
| 24 Months |
0.80% |
0.80% |
$1000.00 |
| 36 Months |
0.95% |
0.95% |
$1000.00 |
| 48 Months |
1.10% |
1.10% |
$1000.00 |
| CD Specials |
|
|
|
| 14 Months |
0.70% |
0.70% |
$5000.00 |
| 36 Months Raise-a-Rate** |
1.15% |
1.15% |
$5000.00 |
| 60 Months |
1.40% |
1.39% |
$5000.00 |
| Savvy Saver 24 Month (21 years and younger) |
1.00% |
1.00% |
$50.00 |
*APY - Annual Percentage Yield
Substantial Penalty for Early Withdrawal
**Variable Rate Account - The rate may change after the account is opened. |
Retirement Account Rates: IRA-SEP-KEOUGH
effective as of April 30, 2013. |
Term |
APY* |
Interest Rate |
Minimum Deposit
|
| 48 Month IRA |
1.10% |
1.10% |
$1,000.00 |
| Variable Rate IRA Under $10,000** |
1.10% |
1.10% |
$25.00 |
| Variable Rate IRA $10,000 and Above** |
1.15% |
1.15% |
$25.00 |
*APY - Annual Percentage Yield
Substantial Penalty for Early Withdrawal
**Variable Rate Account - The rate may change after the account is opened. |
Deposit Account Rates
effective April 30, 2013. |
Term |
APY* |
Interest Rate |
| Premier** |
0.10% |
0.10% |
| Premier Plus** |
0.10% |
0.10% |
| Statement Savings** |
0.20% |
0.20% |
| Dyno-mite Savings Club** |
0.20% |
0.20% |
| Holiday Savings** |
0.20% |
0.20% |
| Money Market |
|
|
| < $4,999.99** |
0.10% |
0.10% |
| $5,000.00 - $24,999.99** |
0.15% |
0.15% |
| $25,000.00 - $99,999.99** |
0.25% |
0.25% |
| $100,000 - $249,999.99** |
0.30% |
0.30% |
| $250,000 and Above** |
0.40% |
0.40% |
* APY - Annual Percentage Yield
Fees may reduce earnings
** Variable Rate Account - The rate may change after the account is opened. |
HSA Account Rates
effective as of April 30, 2013. |
Term |
APY* |
Interest Rate |
| Employee Sponsored HSA |
|
|
| < $500.99** |
0.10% |
0.10% |
| $501 - $1,000.99** |
0.25% |
0.25% |
| $1,001 - $2,500.99** |
0.45% |
0.45% |
| $2,501 - $15,000.99** |
0.50% |
0.50% |
| $15,000 and Above** |
0.80% |
0.80% |
|
|
|
| Individual HSA |
|
|
| < $500.99** |
0.10% |
0.10% |
| $501 - $1,000.99** |
0.25% |
0.25% |
| $1,001 - $2,500.99** |
0.40% |
0.40% |
| $2,501 - $15,000.99** |
0.45% |
0.45% |
| $15,000 and Above** |
0.75% |
0.75% |
*APY - Annual Percentage Yield
Substantial Penalty for Early Withdrawal
**Variable Rate Account - The rate may change after the account is opened. |
|
